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Money Laundering

Federal Money Laundering Defense Lawyer

Money laundering is a serious federal crime that often involves organized crime. If you have been indicted for money laundering, you face severe penalties, including up to 20 years in federal prison, huge fines, and the seizure or forfeiture of your assets.

Suppose you are under investigation or asked to answer questions about an illegal money laundering scheme. In that case, you will need an experienced federal criminal defense lawyer who knows the federal anti-money laundering laws and how they apply to your case.

Money laundering statutes make it a crime to transfer money from criminal activity into legitimate channels to disguise the origin of the funds. 18 U.S.C. § 1956 penalizes anyone who knows property involved in a financial transaction came from proceeds of unlawful activity or conducts a financial transaction involving money from unlawful activity. If convicted of money laundering, you may face fines of up to $500,000 or twice the value of the property involved in the transaction and imprisonment for up to twenty years.

Money laundering is a specialized area of the law. Defending clients against this type of crime requires a defense lawyer with experience handling federal criminal cases. The federal criminal defense law firm at Eisner Gorin LLP has represented defendants who have been charged with all types of money laundering schemes and other white-collar crimes in California and in federal criminal courts throughout the United States.

Description of Money Laundering

Money laundering is essentially disguising the source, amount, or destination of money obtained by illegal means. This is usually accomplished by using several bank transfers or transactions with legitimate businesses. The money is often obtained through fraud, embezzlement, or drug trafficking.

The main purpose of money laundering is to make the money appear “clean” and that it was earned through legitimate sources—to avoid a potential criminal investigation or to be prosecuted for the underlying crime. Additionally, money laundering is used to make it difficult for federal law enforcement agencies to discover the real source of the income.

People use different stages to conceal their unlawful money. The first is the placement of the money, where the unlawful funds are discretely placed into a legitimate financial institution.

Next, is the layering of the money, which is complex financial transactions that move the unlawful money around to disguise the source in an effort to make it hard to trace the source – such as making money transfers through offshore bank accounts. Finally, there is the integration of the money, which is withdrawing the laundered money from what now seems like a legal legitimate account.

Money Laundering Statutes

After the passage of the Money Laundering Control Act of 1986, money laundering became a federal crime punishable by a substantial prison sentence. This federal statute contains 18 U.S.C. § 1956 and 18 U.S.C. § 1957 Monetary Transactions in Property Derived from Specified Unlawful Activity.

Under 18 U.S.C. § 1956, any person or business executive can commit money laundering if they intentionally and knowingly promote carrying on illegal activity – avoid paying taxes or transaction reporting requirements – or they conceal the nature, ownership, location, source – or commit a variety of different acts, including conducting, or attempting to conduct as a financial transaction involving money when they know it was earned from unlawful activity; Transport, transfer or transmit, (or attempts) any funds to or from a foreign country; or conducts (or attempts) a financial transaction involving money represented to be proceeds of unlawful activity or property used to conduct illegal activity.

Under 18 U.S.C. § 1957, any person or business executive can commit money laundering when they knowingly engage in or attempt to engage in a monetary transaction with criminally derived property of a value greater than $10,000.

Money Laundering Connection to Other Crimes

It should be noted that while money laundering can be charged by itself, it's often closely connected to other federal crimes.

It's not uncommon for people to be under federal criminal investigation for money laundering in connection with mortgage fraud, securities fraud, credit card fraud, bank fraud, drug trafficking, cryptocurrency crimes, counterfeit goods, or other fraud crimes.

Evade reporting requirements are defined under 31 U.S.C. 5324. 18 U.S.C. 1960 establishes the prohibition of unlicensed money-transmitting businesses. Violent crimes in aid of racketeering activity are defined under 18 U.S.C. 1959.

Additionally, money laundering criminal charges are often associated with other types of federal crimes that involve organized criminal activity.

This type of crime is usually a complex and time-consuming federal offense that involves taking money that was illegally obtained and making it appear that the source was legitimate. It can be achieved through several complicated financial transactions and transfers.

As stated above, it's important to note money laundering normally involves several steps to complete – money is placed into a financial institution – a series of complex financial transactions to conceal a paper trail – then the “clean” money is placed back into society by concealing the money in a legal, financial transaction.

This is considered a federal fraud crime that is punishable by time in prison and large fines. If you have been arrested for this type of crime, you will need a skilled attorney to have any chance of avoiding a conviction. Because it cannot comply with strict regulatory requirements, Hawala is considered illegal in the United States.

Fighting Money Laundering Charges

In order to beat a money laundering case, our federal defense lawyers will challenge the federal prosecutor's evidence and provide a different story to create reasonable doubt. Money laundering is a “specific intent” crime, meaning you had to have had a desire to commit the act with intent to achieve a specific result to be found guilty.  There are several potential defense strategies we could use to secure an acquittal at trial, or that could result in lesser criminal charges:

  • You didn't know the money was obtained from unlawful activity, known as a “lack of intent” defense
  • The money wasn't obtained from unlawful activity
  • You didn't engage in any unlawful conduct
  • You were coerced or under duress to participate in a money laundering scheme
  • The federal prosecutor has insufficient evidence to prove the case beyond reasonable doubt

It's important to note that every federal money laundering case is unique and will require a thorough review of all the details to develop a strategy best suited for your case. Forfeitures and seizures of money and property are typically directly connected to federal criminal investigations into organized crime, such as money laundering and the Racketeer Influenced and Corrupt Organizations Act (RICO).

Federal Criminal Defense Attorney

Contact a defense attorney at Eisner Gorin LLP today if you or a member of your family is facing allegations of money laundering. Federal charges usually involve large federal agencies that have virtually unlimited resources to pursue a conviction.

It also means they will conduct a lengthy investigation where they will have a chance to find extensive evidence against you. Working with our law firm immediately increases your chances for a positive outcome to your case. Call our law firm at 877-781-1570 for your face-to-face consultation.

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